Zengo Wallet: Self-Custody Without a Seed Phrase
Zengo · for Android and iOS
Developer: ZenGo Ltd. (opens in a new tab)
- Android
- iOS
The download link points to the program’s official source; the file is not hosted on this site. Link address: zengo.com
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Zengo is a self-custodial crypto wallet for iOS and Android from ZenGo Ltd. It uses MPC (multi-party computation) instead of a seed phrase and supports Bitcoin, Ethereum, BNB, Dogecoin, Tron and Tezos plus Polygon, Arbitrum One, Optimism and Base. Extra features need the paid Zengo Pro subscription.
Most self-custody wallets give you a 12- or 24-word seed phrase to write down. Zengo takes a different approach: there is no seed phrase at all.
How Zengo’s MPC model works
Zengo uses multi-party computation (MPC). Signing a transaction is split between your device and Zengo’s server, so neither side ever sees the other’s secret. Zengo describes the wallet as non-custodial: Zengo alone cannot move your funds. Recovery uses a three-factor (3FA) model that lets you restore the wallet on a new phone.
The trade-off is that you rely on Zengo’s recovery system instead of a phrase only you hold, so set up every recovery factor carefully when you create the wallet.
Supported networks
According to the store listing: Bitcoin, Ethereum, BNB, Dogecoin, Tron and Tezos, plus the Polygon, Arbitrum One, Optimism and Base networks, and hundreds of tokens on them.
Free and Pro features
The wallet itself is free. Zengo Pro is a paid subscription that adds multiple wallets, a Legacy Transfer feature for beneficiaries, theft protection tied to biometrics and a Web3 firewall that warns about unusual approvals. Check the current price in the app before subscribing.
Download safely
Zengo is a phone app for iPhone and Android. Use the store links here or zengo.com (the Download button), and check that the publisher is ZenGo Ltd. (App Store) or ZenGo (Google Play).
Protect your recovery factors
Even without a seed phrase, scammers go after the accounts and devices behind your recovery factors. Zengo support will never ask for your recovery details or verification codes; never share them. If you prefer a classic wallet with a seed phrase you hold yourself, see Trust Wallet.
Pros
- No seed phrase to lose
- Recovery on a new phone through 3FA
- Simple mobile interface
Cons
- Relies on Zengo's server for signing and recovery
- Some security features require a paid subscription
- Fewer networks than multi-chain wallets
Frequently Asked Questions
Does Zengo have a seed phrase?
No. Zengo uses MPC cryptography and a three-factor recovery model instead of a seed phrase.
Is Zengo free?
The wallet is free to download and use. Zengo Pro, a paid subscription, adds features such as multiple wallets, theft protection and a Web3 firewall.
ZengoFreemium
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